National Geographic : 1913 Jan
f5he POSTAL exemplifies interstate life-insurance Receives business from every State - direct T HERE are 252 legal re serve life-insurance com panies in the country, all operating through agents, yet only 33 of these companies do business in the State of New York: several withdrew after the reform measures went into effect, and only one has entered the State since. Similarly, of the largest four New York companies - "the giants," so-called-not one does business in Texas; two of them do not " enter " Wisconsin, and the fourth does no business in ten States. All of these companies have their troubles just because they operate through agents: the States will not let agents solicit business unless their companies take out licenses,pay so-called"occupation" taxes, and submit to other State exactions, which some companies cannot, or will not, do. The Postal Life, a New York com pany, complying with all the strict requirements of that State, is the only insurance institution that receives busi ness from every State in the Union, thus enabling everyone to arrange in surance direct. The POSTAL is, in quite a true sense, an interstate institution and it can transact an interstate business, because it is a non-agency company: it dispenses with agents; it does not send them into the various States, and is therefore exempt from the various expensive requirements applicable to companies employing agents and agen cies. Postalpolicyholders get thc benefit.. 'Twill pay you to find out the exact sum tl Company will save you at your age on a standard form of contract-Whole-Life, Lii ited Payment Life, Endowment for adult - or on the Company's Child Welfare Polic No agent will be sent to visit you: the PO LIFE dispenses with agents. Call at the ofli write for full official information. Simply say: Mail me insurance - particulars as per advertisement in the NATIONAL GEOGRAPHIC for January In your letter be sure to give: 1o Your full name. 2. Your occup 3. The exact date of your birth. Address: POSTAL LIFE INSURANCE COMPA The Only Non-Agency Company in America WM R. MALONE, President 35 Nassau Street, New York Pays claims in every State-promptly IIHE one who wants insurance in the Postal Life writes, not as a citizen of Texas, VWiscor.sin, or any other State, but as a citizen of the United States, direct .o the Company's New York heailquar ters- in its Home-OfticeBuItling its only place of business. T'he POSTAL answers by mail, employ ingthe usual Government facilities, and it is thus subject to the United States Postal Authorities-also to the Federal Courts. Uncle Sam brings letters from appli cants, wherever they live, and takes the Company's answers wherever they are directed. Insurance is thus arranged and policy claims are paid by check mailed direct to the beneficiary-and promptly. Those who thus wisely write the POSTAL save for thcwmscivcs not only the cost of field supervision, State license fees, "occupation" taxes, and other State charges, but also save and receive the commis sions that other companies pay their agents: these non-agency sav ilgs are guaranteed in all the POSTAL'S policy-contracts as specified herein. Read the message the mail-bag brings he ny STRONG POSTAL POINTS m m- i First: Old-line legal-re Its s'r'le insurance---not fra y.- ternal or assessment. Second: Standard policy STAL rsoserves, now $10, lo0,-o ce or OO). Tnsnranci.e in fur e, $50,oOoo.00 Third: Standard policy provisions, approved by ;ho State Insurance Department. Fourth : Operates und r strict State requirements and subject to the United States postal authorities. ation. Fifth: High medical standards in the selection of risks. S Sixth:Polioyholdera' NY Health Bureau arranges one free medical examination each year, if desired. "Geographic readers may depend upon the character of our advertisers."