National Geographic : 1998 Sep
You're where you are today because you took control of your financial future. You can continue that smart planning with MoneyGuard and reap an unexpected yet welcome reward. MoneyGuard is a differ ent type of insurance. It links the benefits of life and long-term care insurance. What does that mean for you? Your premium is not lost if you don't need long-term care-you still receive all the benefits of life insurance. Here's how MoneyGuard®works: Example is for a healthy non-smoking female, age 65 You have: $ 150,000 in liquid assets available for self-insuring long-term care expenses You move: $ 50,000 into MoneyGuard as a single premium You receive: $110,000 in immediate death benefit or long-term care benefit, if needed $110,000 in additionallong-term care benefit $220,000 total long-term care benefit* You keep: $100,000 of your initial liquid assets that may now be invested more aggressively because those assets are better protected against long-term care expenses *In this example, MoneyGuard pays up to $150 a day for home health care, nursing home care or assisted living, or up to $75 a day for adult day care. Also, when you move a portion of your liquid assets into MoneyGuard, you may want to free up some of your remaining funds-to reinvest more aggressively or enjoy all the bright and sunny things you want to do today. We're sure you'll have questions, so please call 1-877-893 -9990 today, or contact your advisor. MoneyGuard is available through insurance licensed stockbrokers, independent agents, personal bankers and financial representatives. ®"7FIRSTPENN-PACIFIC LIFE INSURANCE CO. AralLINCOLNNATIONAL CORPORATION www.moneyguard.com 98-17L MON LYGUARD ] Life Insurancefor Living The MoneyGuard universal life insurance policy has riders that prepay the death benefit and more for long-term care expenses. It is underwritten by First Penn-Pacific Life Insurance Co., a part of Lincoln National Corporation. The illustration and outline of coverage describe the benefits, costs, exclusions and limitations of MoneyGuard. Benefits vary by age, health status and state availability. ;, First Penn is not licensed in New York. ©1998 First Penn-Pacific Life Insurance Co. All rights 1.",' reserved. Policy form number: L-2020 series. Rider form numbers: L-2800 series.