National Geographic : 1987 Mar
MOSTOF US DREAM ABOUT RETIRING SOMEPLACE AND TAKING ITEASY. But we put off planning for it till tomorrow. That's human nature. During the years we're mak ing it, most of us are also spending it like there's no tomorrow. And there won't be much of one, if there's too little to retire on. That'sjust one reason you should open an Individ ual Retirement Account an IRA-with a member of the 1st Nationwide Network. Another one is, 1986 may be the last year your full IRA investment can be deducted from your tax able gross income. An IRA is, first of all, an easy way to start saving. It takes just a few minutes to open. And the savings are obvious from the start. For this one last year, 1986, anyone can deduct all of their annual IRA con tribution from their gross federal taxable income, within these limits. If you and your spouse both work, you can put away a com bined total of $4,000 each year. If only one spouse works, up to $2,250. And if you're one of a kind,you can sock away up to $2,000, as long as you do it by April 15,1987. Even after tax reform goes into effect, IRA earn ings are tax-deferred until you're ready to retire. Then when you do with draw your funds, even Uncle Sam should take it easy because most likely you'll be in a lower income tax bracket. And chances are a Network member will be close by. The 1st Nationwide Network, you see, is an association of financial inde pendents, with more members in more states than any other network of our kind in the nation* Which means banking nationwide to you. So to find the Network member nearest you call: 800-245-0111. All in all, it makes a lot of sense to open an IRA with us. But do it today. Because when you start saving will decide where in the world you can retire to. 1ST NATIONWIDE NETWORK i The bankers that changed banking. California: 1stNationwide Bank Colorado: 1stNationwide Bank Connecticut: The Bank of Hartford Delaware: Delaware Savings Florida: First Federal of Perry, 1stNationwide Bank Georgia: First Federal of Columbus Hawaii: 1stNationwide Bank Idaho: American Savings Illinois: Peoria Savings & Loan, Security Federal of Springfield, Suburban Federal Savings & Loan Association Indiana: American Savings & Loan Iowa: Hawkeye Federal Savings Bank Kansas: Franklin Savings, Railroad Savings & Loan Louisiana: Capital-Union Savings Maryland: First Shore Federal Massachusetts: Bay State Savings Bank, Mutual Bank, Warren Five Cents Savings Bank Michigan: D & N Savings Bank Minnesota: Metropolitan Federal Bank Missouri: St.Louis Federal Montana: First Federal Savings Bank of Montana Nevada: Frontier Savings Association New Hampshire: First Northern Bank, Fortune Guaranty Savings Bank New Jersey: Fellowship Savings, The Provident Savings Bank New Mexico: New Mexico Federal New York: 1stNationwide Bank North Dakota: Metropolitan Federal Bank Ohio: 1stNationwide Bank, The First Savings & Loan Company Oklahoma: American Home Savings Pennsylvania: East Stroudsburg Savings Association, Citizens Savings Association, First American Savings South Carolina: First Bank of Rock Hill, Newberry Federal South Dakota: Metropolitan Federal Bank Tennessee: Athens Federal, Morristown Federal Texas: Continental Savings Utah: United Savings & Loan Virginia: Newport News Savings & Loan Association Washington: Mt Baker Bank *1stNationwide Network is an organization of independent financial institutions offering general depository and lending services in association with a nationally promoted trademark.