National Geographic : 1918 May
What made Johnson laugh-' QUINN hitched uneasily in his chair. "I wish, Johnson," he said, "that you insurance men wouldn't use the word 'risk' to describe my property. It's an unpleasant word and I don't like the sound of it." "Everything we insure is a 'risk,'" said Johnson. "Yes, I know; but it isn't a fair name for a place like mine. Just consider this prop erty a moment: Here I've got concrete walls and floors, wire-glass windows, isolated stairways and elevator-shafts. What does the risk of fire amount to here ?" "You're paying a rate of $I.oo per hundred, aren't you ?" asked Johnson. "Yes." "Well, there are half a dozen firms in town that are paying only 25 cents. Some of them only io cents." "Yes, that's what makes me so sore," snapped Quinn. "There is Henry Simp son, on the other side of the river; he's got a brick-and-wood plant that is forty years old and he's getting a rate of 30 cents. I can't see the reasonableness of it." "That means that your plant is about three times as liable to burn up as his," said Johnson. "But why?" persisted Quinn. "Look at those dry old wooden floors of his and that mass of kindling in his shipping-room. Why, I could go over there and strike a match and the place would be a heap of smoking ashes in twenty minutes." Johnson threw back his head and roared. "That's pretty good! Ha-ha-ha-ha-ha! "Why, man, if you started a fire in his place you'd stand a good chance of get ting half drowned in about two minutes ! "Mention the Geographic-It identifies you."